FAVORIT MEDICA or FAVORIT MEDPHARM — Nidwalden
Nidwalden: with SWICA, FAVORIT MEDICA costs CHF 434.90 a month in 2026 and FAVORIT MEDPHARM CHF 434.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here FAVORIT MEDICA and FAVORIT MEDPHARM cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
FAVORIT MEDICA and FAVORIT MEDPHARM are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- FAVORIT MEDICA
Family doctor
You pick a family doctor and always go to them first.
- FAVORIT MEDPHARM
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FAVORIT MEDICA | FAVORIT MEDPHARM | Gap per year |
|---|---|---|---|
| 300 | CHF 434.90 | CHF 434.90 | — |
| 500 | CHF 423.30 | CHF 423.30 | — |
| 1'000 | CHF 398.90 | CHF 398.90 | — |
| 1'500 | CHF 369.70 | CHF 369.70 | — |
| 2'000 | CHF 340.60 | CHF 335.80 | CHF 57.60 |
| 2'500 | CHF 311.40 | CHF 306.60 | CHF 57.60 |
The comparison, region by region
- FAVORIT MEDICA or FAVORIT MEDPHARM?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.