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FAVORIT MEDICA or FAVORIT MEDPHARM — Region 2, Zurich

Region 2, Zurich: with SWICA, FAVORIT MEDICA costs CHF 583.10 a month in 2026 and FAVORIT MEDPHARM CHF 511.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT MEDPHARM is the cheaper of the two here: CHF 856.80 saved per year against FAVORIT MEDICA, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT MEDICA and FAVORIT MEDPHARM are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • FAVORIT MEDICA

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT MEDPHARM

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleFAVORIT MEDICAFAVORIT MEDPHARMGap per year
300CHF 583.10CHF 511.70CHF 856.80
500CHF 571.50CHF 500.10CHF 856.80
1'000CHF 542.30CHF 476.70CHF 787.20
1'500CHF 513.10CHF 447.60CHF 786.00
2'000CHF 484.00CHF 412.60CHF 856.80
2'500CHF 454.80CHF 383.40CHF 856.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.