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FAVORIT MULTICHOICE or FAVORIT TELMED — Aargau

Aargau: with SWICA, FAVORIT MULTICHOICE costs CHF 503.80 a month in 2026 and FAVORIT TELMED CHF 564.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT MULTICHOICE is the cheaper of the two here: CHF 727.20 saved per year against FAVORIT TELMED, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT MULTICHOICE is a "Family doctor" model. FAVORIT TELMED is a "Telemedicine and others" model.

  • FAVORIT MULTICHOICE

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT TELMED

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleFAVORIT MULTICHOICEFAVORIT TELMEDGap per year
300CHF 503.80CHF 564.40CHF 727.20
500CHF 492.10CHF 552.80CHF 728.40
1'000CHF 469.20CHF 529.80CHF 727.20
1'500CHF 440.00CHF 500.60CHF 727.20
2'000CHF 404.60CHF 471.50CHF 802.80
2'500CHF 375.50CHF 442.30CHF 801.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.