FAVORIT MULTICHOICE or FAVORIT TELMED — Region 1, Schaffhausen
Region 1, Schaffhausen: with SWICA, FAVORIT MULTICHOICE costs CHF 511.00 a month in 2026 and FAVORIT TELMED CHF 565.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT MULTICHOICE is the cheaper of the two here: CHF 649.20 saved per year against FAVORIT TELMED, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT MULTICHOICE is a "Family doctor" model. FAVORIT TELMED is a "Telemedicine and others" model.
- FAVORIT MULTICHOICE
Family doctor
You pick a family doctor and always go to them first.
- FAVORIT TELMED
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | FAVORIT MULTICHOICE | FAVORIT TELMED | Gap per year |
|---|---|---|---|
| 300 | CHF 511.00 | CHF 565.10 | CHF 649.20 |
| 500 | CHF 499.30 | CHF 553.40 | CHF 649.20 |
| 1'000 | CHF 476.20 | CHF 530.30 | CHF 649.20 |
| 1'500 | CHF 447.00 | CHF 501.10 | CHF 649.20 |
| 2'000 | CHF 411.80 | CHF 471.90 | CHF 721.20 |
| 2'500 | CHF 382.70 | CHF 442.80 | CHF 721.20 |
The comparison, region by region
- FAVORIT MULTICHOICE or FAVORIT TELMED?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 2
- Solothurn
- Thurgau
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.