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FAVORIT MULTICHOICE or FAVORIT TELMED — Region 2, Zurich

Region 2, Zurich: with SWICA, FAVORIT MULTICHOICE costs CHF 497.10 a month in 2026 and FAVORIT TELMED CHF 535.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT MULTICHOICE is the cheaper of the two here: CHF 454.80 saved per year against FAVORIT TELMED, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT MULTICHOICE is a "Family doctor" model. FAVORIT TELMED is a "Telemedicine and others" model.

  • FAVORIT MULTICHOICE

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT TELMED

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleFAVORIT MULTICHOICEFAVORIT TELMEDGap per year
300CHF 497.10CHF 535.00CHF 454.80
500CHF 485.50CHF 523.40CHF 454.80
1'000CHF 462.10CHF 500.00CHF 454.80
1'500CHF 433.00CHF 470.90CHF 454.80
2'000CHF 398.00CHF 441.70CHF 524.40
2'500CHF 368.80CHF 412.50CHF 524.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.