FAVORIT MULTICHOICE or FAVORIT TELMED — Region 3, Zurich
Region 3, Zurich: with SWICA, FAVORIT MULTICHOICE costs CHF 463.40 a month in 2026 and FAVORIT TELMED CHF 498.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT MULTICHOICE is the cheaper of the two here: CHF 423.60 saved per year against FAVORIT TELMED, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT MULTICHOICE is a "Family doctor" model. FAVORIT TELMED is a "Telemedicine and others" model.
- FAVORIT MULTICHOICE
Family doctor
You pick a family doctor and always go to them first.
- FAVORIT TELMED
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | FAVORIT MULTICHOICE | FAVORIT TELMED | Gap per year |
|---|---|---|---|
| 300 | CHF 463.40 | CHF 498.70 | CHF 423.60 |
| 500 | CHF 451.70 | CHF 487.00 | CHF 423.60 |
| 1'000 | CHF 428.00 | CHF 463.30 | CHF 423.60 |
| 1'500 | CHF 398.80 | CHF 434.10 | CHF 423.60 |
| 2'000 | CHF 364.20 | CHF 405.00 | CHF 489.60 |
| 2'500 | CHF 335.10 | CHF 375.80 | CHF 488.40 |
The comparison, region by region
- FAVORIT MULTICHOICE or FAVORIT TELMED?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.