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FAVORIT MULTICHOICE or FAVORIT TELMED — Region 2, Vaud

Region 2, Vaud: with SWICA, FAVORIT MULTICHOICE costs CHF 586.80 a month in 2026 and FAVORIT TELMED CHF 649.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT MULTICHOICE is the cheaper of the two here: CHF 754.80 saved per year against FAVORIT TELMED, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT MULTICHOICE is a "Family doctor" model. FAVORIT TELMED is a "Telemedicine and others" model.

  • FAVORIT MULTICHOICE

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT TELMED

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleFAVORIT MULTICHOICEFAVORIT TELMEDGap per year
300CHF 586.80CHF 649.70CHF 754.80
500CHF 575.10CHF 638.00CHF 754.80
1'000CHF 552.90CHF 615.80CHF 754.80
1'500CHF 523.80CHF 586.60CHF 753.60
2'000CHF 487.60CHF 557.50CHF 838.80
2'500CHF 458.50CHF 528.30CHF 837.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.