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FAVORIT MULTICHOICE or FAVORIT TELMED — Basel-Stadt

Basel-Stadt: with SWICA, FAVORIT MULTICHOICE costs CHF 593.90 a month in 2026 and FAVORIT TELMED CHF 670.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT MULTICHOICE is the cheaper of the two here: CHF 918.00 saved per year against FAVORIT TELMED, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT MULTICHOICE is a "Family doctor" model. FAVORIT TELMED is a "Telemedicine and others" model.

  • FAVORIT MULTICHOICE

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT TELMED

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleFAVORIT MULTICHOICEFAVORIT TELMEDGap per year
300CHF 593.90CHF 670.40CHF 918.00
500CHF 582.20CHF 658.70CHF 918.00
1'000CHF 560.30CHF 636.80CHF 918.00
1'500CHF 531.10CHF 607.60CHF 918.00
2'000CHF 494.70CHF 578.50CHF 1'005.60
2'500CHF 465.50CHF 549.30CHF 1'005.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.