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Combi Care or Visana Tel Doc — Appenzell Ausserrhoden

Appenzell Ausserrhoden: with Visana, Combi Care costs CHF 472.40 a month in 2026 and Visana Tel Doc CHF 500.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 337.20 saved per year against Visana Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Visana Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Visana Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareVisana Tel DocGap per year
300CHF 472.40CHF 500.50CHF 337.20
500CHF 465.70CHF 493.80CHF 337.20
1'000CHF 431.60CHF 459.70CHF 337.20
1'500CHF 402.40CHF 430.50CHF 337.20
2'000CHF 373.20CHF 401.30CHF 337.20
2'500CHF 344.10CHF 372.20CHF 337.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.