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Combi Care or Visana Tel Doc — Region 2, Bern

Region 2, Bern: with Visana, Combi Care costs CHF 505.30 a month in 2026 and Visana Tel Doc CHF 517.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 140.40 saved per year against Visana Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Visana Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Visana Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareVisana Tel DocGap per year
300CHF 505.30CHF 517.00CHF 140.40
500CHF 498.60CHF 510.40CHF 141.60
1'000CHF 464.50CHF 476.20CHF 140.40
1'500CHF 435.30CHF 447.00CHF 140.40
2'000CHF 406.10CHF 417.90CHF 141.60
2'500CHF 377.00CHF 388.70CHF 140.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.