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Combi Care or Visana Tel Doc — Region 3, Bern

Region 3, Bern: with Visana, Combi Care costs CHF 473.70 a month in 2026 and Visana Tel Doc CHF 480.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 84.00 saved per year against Visana Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Visana Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Visana Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareVisana Tel DocGap per year
300CHF 473.70CHF 480.70CHF 84.00
500CHF 467.00CHF 474.00CHF 84.00
1'000CHF 432.80CHF 439.90CHF 85.20
1'500CHF 403.70CHF 410.70CHF 84.00
2'000CHF 374.50CHF 381.50CHF 84.00
2'500CHF 345.30CHF 352.40CHF 85.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.