Skip to content
Sophie

Combi Care or Visana Tel Doc — Region 1, Lucerne

Region 1, Lucerne: with Visana, Combi Care costs CHF 556.20 a month in 2026 and Visana Tel Doc CHF 543.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Visana Tel Doc is the cheaper of the two here: CHF 147.60 saved per year against Combi Care, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Visana Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Visana Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareVisana Tel DocGap per year
300CHF 556.20CHF 543.90CHF 147.60
500CHF 549.60CHF 537.20CHF 148.80
1'000CHF 515.40CHF 503.10CHF 147.60
1'500CHF 486.20CHF 473.90CHF 147.60
2'000CHF 457.10CHF 444.70CHF 148.80
2'500CHF 427.90CHF 415.60CHF 147.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.