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Combi Care or Visana Tel Doc — Region 1, Bern

Region 1, Bern: with Visana, Combi Care costs CHF 556.10 a month in 2026 and Visana Tel Doc CHF 585.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 350.40 saved per year against Visana Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Visana Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Visana Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareVisana Tel DocGap per year
300CHF 556.10CHF 585.30CHF 350.40
500CHF 549.40CHF 578.70CHF 351.60
1'000CHF 515.30CHF 544.50CHF 350.40
1'500CHF 486.10CHF 515.30CHF 350.40
2'000CHF 456.90CHF 486.20CHF 351.60
2'500CHF 427.80CHF 457.00CHF 350.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.