Combi Care or Visana Tel Doc — Appenzell Innerrhoden
Appenzell Innerrhoden: with Visana, Combi Care costs CHF 404.50 a month in 2026 and Visana Tel Doc CHF 423.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Combi Care is the cheaper of the two here: CHF 228.00 saved per year against Visana Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Combi Care and Visana Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Combi Care
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- Visana Tel Doc
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Combi Care | Visana Tel Doc | Gap per year |
|---|---|---|---|
| 300 | CHF 404.50 | CHF 423.50 | CHF 228.00 |
| 500 | CHF 397.80 | CHF 416.80 | CHF 228.00 |
| 1'000 | CHF 363.70 | CHF 382.70 | CHF 228.00 |
| 1'500 | CHF 334.50 | CHF 353.50 | CHF 228.00 |
| 2'000 | CHF 305.30 | CHF 324.30 | CHF 228.00 |
| 2'500 | CHF 276.20 | CHF 295.20 | CHF 228.00 |
The comparison, region by region
- Combi Care or Visana Tel Doc?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.