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Visana Managed Care — Appenzell Ausserrhoden

Appenzell Ausserrhoden: the Managed Care model from Visana costs CHF 483.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 483.60, Managed Care is not the lowest premium here: Agrisano goes down to CHF 412.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Managed Care costs CHF 944.40 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 483.60CHF 452.00
500CHF 477.00CHF 445.80
1'000CHF 442.80CHF 413.90
1'500CHF 413.60CHF 386.60
2'000CHF 384.50CHF 359.30
2'500CHF 355.30CHF 332.10

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 338.70CHF 316.50
500CHF 332.00CHF 310.30
1'000CHF 297.80CHF 278.40
1'500CHF 268.70CHF 251.10
2'000CHF 239.50CHF 223.90
2'500CHF 210.80CHF 197.10

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 116.40CHF 108.80
100CHF 110.50CHF 103.30
200CHF 104.70CHF 97.90
300CHF 98.90CHF 92.40
400CHF 93.00CHF 87.00
500CHF 87.20CHF 81.50
600CHF 81.40CHF 76.10

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.