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Visana Managed Care — Region 2, Lucerne

Region 2, Lucerne: the Managed Care model from Visana costs CHF 485.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 485.30, Managed Care is not the lowest premium here: Agrisano goes down to CHF 425.70. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Managed Care costs CHF 908.40 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 485.30CHF 453.60
500CHF 478.70CHF 447.40
1'000CHF 444.50CHF 415.40
1'500CHF 415.30CHF 388.20
2'000CHF 386.20CHF 360.90
2'500CHF 357.00CHF 333.70

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 341.00CHF 318.70
500CHF 334.40CHF 312.50
1'000CHF 300.20CHF 280.60
1'500CHF 271.00CHF 253.30
2'000CHF 241.90CHF 226.10
2'500CHF 212.70CHF 198.80

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 116.60CHF 109.00
100CHF 110.80CHF 103.60
200CHF 105.00CHF 98.10
300CHF 99.10CHF 92.70
400CHF 93.30CHF 87.20
500CHF 87.50CHF 81.80
600CHF 81.60CHF 76.30

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.