Visana Managed Care — Region 1, Lucerne
Region 1, Lucerne: the Managed Care model from Visana costs CHF 529.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 529.70, Managed Care is not the lowest premium here: Atupri goes down to CHF 451.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Managed Care costs CHF 1'059.60 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 529.70 | CHF 495.10 |
| 500 | CHF 523.00 | CHF 488.80 |
| 1'000 | CHF 488.80 | CHF 456.90 |
| 1'500 | CHF 459.70 | CHF 429.60 |
| 2'000 | CHF 430.50 | CHF 402.40 |
| 2'500 | CHF 401.30 | CHF 375.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 370.90 | CHF 346.70 |
| 500 | CHF 364.20 | CHF 340.40 |
| 1'000 | CHF 330.10 | CHF 308.50 |
| 1'500 | CHF 300.90 | CHF 281.20 |
| 2'000 | CHF 271.70 | CHF 254.00 |
| 2'500 | CHF 242.60 | CHF 226.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 127.00 | CHF 118.70 |
| 100 | CHF 121.10 | CHF 113.30 |
| 200 | CHF 115.30 | CHF 107.80 |
| 300 | CHF 109.50 | CHF 102.30 |
| 400 | CHF 103.60 | CHF 96.90 |
| 500 | CHF 97.80 | CHF 91.40 |
| 600 | CHF 92.00 | CHF 86.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.