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Visana Managed Care — Region 1, Lucerne

Region 1, Lucerne: the Managed Care model from Visana costs CHF 529.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 529.70, Managed Care is not the lowest premium here: Atupri goes down to CHF 451.60. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Managed Care costs CHF 1'059.60 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 529.70CHF 495.10
500CHF 523.00CHF 488.80
1'000CHF 488.80CHF 456.90
1'500CHF 459.70CHF 429.60
2'000CHF 430.50CHF 402.40
2'500CHF 401.30CHF 375.10

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 370.90CHF 346.70
500CHF 364.20CHF 340.40
1'000CHF 330.10CHF 308.50
1'500CHF 300.90CHF 281.20
2'000CHF 271.70CHF 254.00
2'500CHF 242.60CHF 226.70

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 127.00CHF 118.70
100CHF 121.10CHF 113.30
200CHF 115.30CHF 107.80
300CHF 109.50CHF 102.30
400CHF 103.60CHF 96.90
500CHF 97.80CHF 91.40
600CHF 92.00CHF 86.00

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.