Visana Managed Care — Region 3, Bern
Region 3, Bern: the Managed Care model from Visana costs CHF 485.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 485.60, Managed Care is not the lowest premium here: Agrisano goes down to CHF 447.50. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Managed Care costs CHF 682.80 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 485.60 | CHF 453.80 |
| 500 | CHF 478.90 | CHF 447.60 |
| 1'000 | CHF 444.70 | CHF 415.70 |
| 1'500 | CHF 415.60 | CHF 388.40 |
| 2'000 | CHF 386.40 | CHF 361.20 |
| 2'500 | CHF 357.20 | CHF 333.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 348.80 | CHF 326.00 |
| 500 | CHF 342.20 | CHF 319.80 |
| 1'000 | CHF 308.00 | CHF 287.90 |
| 1'500 | CHF 278.80 | CHF 260.60 |
| 2'000 | CHF 249.70 | CHF 233.40 |
| 2'500 | CHF 220.50 | CHF 206.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 115.80 | CHF 108.30 |
| 100 | CHF 110.00 | CHF 102.80 |
| 200 | CHF 104.10 | CHF 97.30 |
| 300 | CHF 98.30 | CHF 91.90 |
| 400 | CHF 92.50 | CHF 86.40 |
| 500 | CHF 86.60 | CHF 81.00 |
| 600 | CHF 80.80 | CHF 75.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.