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Visana Managed Care — Region 3, Bern

Region 3, Bern: the Managed Care model from Visana costs CHF 485.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 485.60, Managed Care is not the lowest premium here: Agrisano goes down to CHF 447.50. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Managed Care costs CHF 682.80 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 485.60CHF 453.80
500CHF 478.90CHF 447.60
1'000CHF 444.70CHF 415.70
1'500CHF 415.60CHF 388.40
2'000CHF 386.40CHF 361.20
2'500CHF 357.20CHF 333.90

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 348.80CHF 326.00
500CHF 342.20CHF 319.80
1'000CHF 308.00CHF 287.90
1'500CHF 278.80CHF 260.60
2'000CHF 249.70CHF 233.40
2'500CHF 220.50CHF 206.10

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 115.80CHF 108.30
100CHF 110.00CHF 102.80
200CHF 104.10CHF 97.30
300CHF 98.30CHF 91.90
400CHF 92.50CHF 86.40
500CHF 86.60CHF 81.00
600CHF 80.80CHF 75.50

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.