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Sophie

Visana Managed Care — Region 3, St. Gallen

Region 3, St. Gallen: the Managed Care model from Visana costs CHF 505.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 505.00, Managed Care is not the lowest premium here: Agrisano goes down to CHF 401.60. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Managed Care costs CHF 1'069.20 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 505.00CHF 472.00
500CHF 498.40CHF 465.80
1'000CHF 464.20CHF 433.90
1'500CHF 435.00CHF 406.60
2'000CHF 405.90CHF 379.40
2'500CHF 376.70CHF 352.10

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 352.80CHF 329.80
500CHF 346.20CHF 323.50
1'000CHF 312.00CHF 291.60
1'500CHF 282.80CHF 264.30
2'000CHF 253.70CHF 237.10
2'500CHF 224.50CHF 209.80

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 121.40CHF 113.50
100CHF 115.50CHF 108.00
200CHF 109.70CHF 102.60
300CHF 103.90CHF 97.10
400CHF 98.00CHF 91.70
500CHF 92.20CHF 86.20
600CHF 86.40CHF 80.70

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.