Visana Managed Care — Region 3, St. Gallen
Region 3, St. Gallen: the Managed Care model from Visana costs CHF 505.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 505.00, Managed Care is not the lowest premium here: Agrisano goes down to CHF 401.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Managed Care costs CHF 1'069.20 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 505.00 | CHF 472.00 |
| 500 | CHF 498.40 | CHF 465.80 |
| 1'000 | CHF 464.20 | CHF 433.90 |
| 1'500 | CHF 435.00 | CHF 406.60 |
| 2'000 | CHF 405.90 | CHF 379.40 |
| 2'500 | CHF 376.70 | CHF 352.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 352.80 | CHF 329.80 |
| 500 | CHF 346.20 | CHF 323.50 |
| 1'000 | CHF 312.00 | CHF 291.60 |
| 1'500 | CHF 282.80 | CHF 264.30 |
| 2'000 | CHF 253.70 | CHF 237.10 |
| 2'500 | CHF 224.50 | CHF 209.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 121.40 | CHF 113.50 |
| 100 | CHF 115.50 | CHF 108.00 |
| 200 | CHF 109.70 | CHF 102.60 |
| 300 | CHF 103.90 | CHF 97.10 |
| 400 | CHF 98.00 | CHF 91.70 |
| 500 | CHF 92.20 | CHF 86.20 |
| 600 | CHF 86.40 | CHF 80.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.