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Sophie

Visana Managed Care — Region 1, St. Gallen

Region 1, St. Gallen: the Managed Care model from Visana costs CHF 541.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 541.30, Managed Care is not the lowest premium here: Sanitas goes down to CHF 479.65. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Managed Care costs CHF 1'154.40 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 541.30CHF 505.90
500CHF 534.60CHF 499.70
1'000CHF 500.50CHF 467.80
1'500CHF 471.30CHF 440.50
2'000CHF 442.10CHF 413.20
2'500CHF 413.00CHF 386.00

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 378.60CHF 353.80
500CHF 371.90CHF 347.60
1'000CHF 337.70CHF 315.70
1'500CHF 308.60CHF 288.40
2'000CHF 279.40CHF 261.20
2'500CHF 250.20CHF 233.90

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 129.90CHF 121.40
100CHF 124.10CHF 116.00
200CHF 118.20CHF 110.50
300CHF 112.40CHF 105.10
400CHF 106.60CHF 99.60
500CHF 100.70CHF 94.20
600CHF 94.90CHF 88.70

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.