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Visana Med Direct — Region 1, Valais

Region 1, Valais: the Med Direct model from Visana costs CHF 546.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 546.80, Med Direct is not the lowest premium here: Atupri goes down to CHF 481.20. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Med Direct costs CHF 1'156.80 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 546.80CHF 511.00
500CHF 540.10CHF 504.80
1'000CHF 505.90CHF 472.90
1'500CHF 476.80CHF 445.60
2'000CHF 447.60CHF 418.40
2'500CHF 418.40CHF 391.10

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 382.90CHF 357.80
500CHF 376.20CHF 351.60
1'000CHF 342.00CHF 319.70
1'500CHF 312.90CHF 292.40
2'000CHF 283.70CHF 265.20
2'500CHF 254.50CHF 237.90

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 131.50CHF 123.00
100CHF 125.70CHF 117.50
200CHF 119.90CHF 112.00
300CHF 114.00CHF 106.60
400CHF 108.20CHF 101.10
500CHF 102.40CHF 95.70
600CHF 96.50CHF 90.20

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.