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Visana Med Direct — Region 2, Valais

Region 2, Valais: the Med Direct model from Visana costs CHF 507.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 507.90, Med Direct is not the lowest premium here: Agrisano goes down to CHF 406.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Med Direct costs CHF 1'075.20 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 507.90CHF 474.70
500CHF 501.30CHF 468.50
1'000CHF 467.10CHF 436.60
1'500CHF 437.90CHF 409.30
2'000CHF 408.80CHF 382.10
2'500CHF 379.60CHF 354.80

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 355.70CHF 332.40
500CHF 349.00CHF 326.20
1'000CHF 314.80CHF 294.30
1'500CHF 285.70CHF 267.00
2'000CHF 256.50CHF 239.80
2'500CHF 227.30CHF 212.50

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 122.20CHF 114.20
100CHF 116.40CHF 108.80
200CHF 110.50CHF 103.30
300CHF 104.70CHF 97.90
400CHF 98.90CHF 92.40
500CHF 93.00CHF 87.00
600CHF 87.20CHF 81.50

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.