casamed hmo or casamed médecin de famille?
Vivao Sympany offers both: casamed hmo and casamed médecin de famille. They are available together in 42 premium regions, and the cheaper of the two is not the same everywhere.
The cheaper one is not the same everywhere
Across 42 premium regions where both are offered, casamed hmo is cheaper in 40 and casamed médecin de famille in 1. The average gap between them is CHF 161.77 a year.
The gap is widest in Neuchâtel: CHF 572.40 a year.
What you accept in each case
casamed hmo is a "Group practice (HMO)" model. casamed médecin de famille is a "Family doctor" model.
- casamed hmo
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- casamed médecin de famille
Family doctor
You pick a family doctor and always go to them first.
The comparison, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.