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casamed hmo or casamed médecin de famille — Region 1, Grisons

Region 1, Grisons: with Vivao Sympany, casamed hmo costs CHF 506.40 a month in 2026 and casamed médecin de famille CHF 523.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

casamed hmo is the cheaper of the two here: CHF 208.80 saved per year against casamed médecin de famille, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

casamed hmo is a "Group practice (HMO)" model. casamed médecin de famille is a "Family doctor" model.

  • casamed hmo

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • casamed médecin de famille

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

Deductiblecasamed hmocasamed médecin de familleGap per year
300CHF 506.40CHF 523.80CHF 208.80
500CHF 494.70CHF 512.20CHF 210.00
1'000CHF 465.60CHF 483.00CHF 208.80
1'500CHF 436.40CHF 453.80CHF 208.80
2'000CHF 407.20CHF 424.70CHF 210.00
2'500CHF 378.10CHF 395.50CHF 208.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.