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casamed hmo or casamed médecin de famille — Region 2, Vaud

Region 2, Vaud: with Vivao Sympany, casamed hmo costs CHF 577.70 a month in 2026 and casamed médecin de famille CHF 594.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

casamed hmo is the cheaper of the two here: CHF 199.20 saved per year against casamed médecin de famille, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

casamed hmo is a "Group practice (HMO)" model. casamed médecin de famille is a "Family doctor" model.

  • casamed hmo

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • casamed médecin de famille

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

Deductiblecasamed hmocasamed médecin de familleGap per year
300CHF 577.70CHF 594.30CHF 199.20
500CHF 566.10CHF 582.70CHF 199.20
1'000CHF 536.90CHF 553.50CHF 199.20
1'500CHF 507.70CHF 524.30CHF 199.20
2'000CHF 478.60CHF 495.20CHF 199.20
2'500CHF 449.40CHF 466.00CHF 199.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.