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casamed hmo or casamed médecin de famille — Region 2, Grisons

Region 2, Grisons: with Vivao Sympany, casamed hmo costs CHF 469.00 a month in 2026 and casamed médecin de famille CHF 485.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

casamed hmo is the cheaper of the two here: CHF 193.20 saved per year against casamed médecin de famille, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

casamed hmo is a "Group practice (HMO)" model. casamed médecin de famille is a "Family doctor" model.

  • casamed hmo

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • casamed médecin de famille

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

Deductiblecasamed hmocasamed médecin de familleGap per year
300CHF 469.00CHF 485.10CHF 193.20
500CHF 457.30CHF 473.50CHF 194.40
1'000CHF 428.10CHF 444.30CHF 194.40
1'500CHF 399.00CHF 415.10CHF 193.20
2'000CHF 369.80CHF 386.00CHF 194.40
2'500CHF 340.60CHF 356.80CHF 194.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.