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casamed hmo or casamed médecin de famille — Region 1, Ticino

Region 1, Ticino: with Vivao Sympany, casamed hmo costs CHF 659.50 a month in 2026 and casamed médecin de famille CHF 682.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

casamed hmo is the cheaper of the two here: CHF 272.40 saved per year against casamed médecin de famille, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

casamed hmo is a "Group practice (HMO)" model. casamed médecin de famille is a "Family doctor" model.

  • casamed hmo

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • casamed médecin de famille

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

Deductiblecasamed hmocasamed médecin de familleGap per year
300CHF 659.50CHF 682.20CHF 272.40
500CHF 647.80CHF 670.60CHF 273.60
1'000CHF 618.70CHF 641.40CHF 272.40
1'500CHF 589.50CHF 612.20CHF 272.40
2'000CHF 560.30CHF 583.10CHF 273.60
2'500CHF 531.20CHF 553.90CHF 272.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.