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casamed hmo or casamed médecin de famille — Region 1, Bern

Region 1, Bern: with Vivao Sympany, casamed hmo costs CHF 555.30 a month in 2026 and casamed médecin de famille CHF 558.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

casamed hmo is the cheaper of the two here: CHF 38.40 saved per year against casamed médecin de famille, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

casamed hmo is a "Group practice (HMO)" model. casamed médecin de famille is a "Family doctor" model.

  • casamed hmo

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • casamed médecin de famille

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

Deductiblecasamed hmocasamed médecin de familleGap per year
300CHF 555.30CHF 558.50CHF 38.40
500CHF 543.70CHF 546.80CHF 37.20
1'000CHF 514.50CHF 517.70CHF 38.40
1'500CHF 485.30CHF 488.50CHF 38.40
2'000CHF 456.20CHF 459.30CHF 37.20
2'500CHF 427.00CHF 430.20CHF 38.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.