Birchmeier: twelve years of premiums
In Switzerland, the lowest Birchmeier premium went from CHF 304.00 a month in 2015 to CHF 504.50 in 2026 — a rise of +66.0 %. The table below places it next to the country's lowest premium, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 304.00 | CHF 227.80 | CHF 76.20 |
| 2016 | CHF 313.00 | CHF 237.30 | CHF 75.70 |
| 2017 | CHF 368.00 | CHF 255.00 | CHF 113.00 |
| 2018 | CHF 390.00 | CHF 260.00 | CHF 130.00 |
| 2019 | CHF 415.40 | CHF 280.20 | CHF 135.20 |
| 2020 | CHF 423.60 | CHF 285.90 | CHF 137.70 |
| 2021 | CHF 423.60 | CHF 272.10 | CHF 151.50 |
| 2022 | CHF 419.40 | CHF 278.10 | CHF 141.30 |
| 2023 | CHF 419.40 | CHF 310.60 | CHF 108.80 |
| 2024 | CHF 432.00 | CHF 329.60 | CHF 102.40 |
| 2025 | CHF 449.40 | CHF 345.60 | CHF 103.80 |
| 2026 | CHF 504.50 | CHF 335.10 | CHF 169.40 |
Faster or slower than the rest?
Birchmeier rose +66.0 % over the period, against +47.1 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2017: +17.6 % in one go. The premium did not move in 2021, 2023.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Birchmeier, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.