Visperterminen: twelve years of premiums
In Switzerland, the lowest Visperterminen premium went from CHF 284.25 a month in 2015 to CHF 419.10 in 2026 — a rise of +47.4 %. The table below places it next to the country's lowest premium, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 284.25 | CHF 227.80 | CHF 56.45 |
| 2016 | CHF 288.65 | CHF 237.30 | CHF 51.35 |
| 2017 | CHF 293.05 | CHF 255.00 | CHF 38.05 |
| 2018 | CHF 298.30 | CHF 260.00 | CHF 38.30 |
| 2019 | CHF 320.40 | CHF 280.20 | CHF 40.20 |
| 2020 | CHF 355.10 | CHF 285.90 | CHF 69.20 |
| 2021 | CHF 364.00 | CHF 272.10 | CHF 91.90 |
| 2022 | CHF 359.55 | CHF 278.10 | CHF 81.45 |
| 2023 | CHF 356.00 | CHF 310.60 | CHF 45.40 |
| 2024 | CHF 370.25 | CHF 329.60 | CHF 40.65 |
| 2025 | CHF 399.15 | CHF 345.60 | CHF 53.55 |
| 2026 | CHF 419.10 | CHF 335.10 | CHF 84.00 |
Faster or slower than the rest?
Visperterminen rose +47.4 % over the period, at the same pace as the cheapest insurer in the same place. The gap at the start is the gap at the end.
The year that hurt — The steepest year-on-year jump was 2020: +10.8 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Visperterminen, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.