KPT: twelve years of premiums
In Switzerland, the lowest KPT premium went from CHF 242.40 a month in 2015 to CHF 346.50 in 2026 — a rise of +43.0 %. The table below places it next to the country's lowest premium, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 242.40 | CHF 227.80 | CHF 14.60 |
| 2016 | CHF 258.50 | CHF 237.30 | CHF 21.20 |
| 2017 | CHF 293.15 | CHF 255.00 | CHF 38.15 |
| 2018 | CHF 299.45 | CHF 260.00 | CHF 39.45 |
| 2019 | CHF 315.20 | CHF 280.20 | CHF 35.00 |
| 2020 | CHF 317.30 | CHF 285.90 | CHF 31.40 |
| 2021 | CHF 317.30 | CHF 272.10 | CHF 45.20 |
| 2022 | CHF 316.60 | CHF 278.10 | CHF 38.50 |
| 2023 | CHF 319.80 | CHF 310.60 | CHF 9.20 |
| 2024 | CHF 345.70 | CHF 329.60 | CHF 16.10 |
| 2025 | CHF 356.20 | CHF 345.60 | CHF 10.60 |
| 2026 | CHF 346.50 | CHF 335.10 | CHF 11.40 |
Faster or slower than the rest?
KPT rose +43.0 % over the period, against +47.1 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2017: +13.4 % in one go. The premium did not move in 2021.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
KPT, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.