curaulta: twelve years of premiums
In Switzerland, the lowest curaulta premium went from CHF 260.65 a month in 2015 to CHF 407.90 in 2026 — a rise of +56.5 %. The table below places it next to the country's lowest premium, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 260.65 | CHF 227.80 | CHF 32.85 |
| 2016 | CHF 273.60 | CHF 237.30 | CHF 36.30 |
| 2017 | CHF 294.30 | CHF 255.00 | CHF 39.30 |
| 2018 | CHF 306.05 | CHF 260.00 | CHF 46.05 |
| 2019 | CHF 313.70 | CHF 280.20 | CHF 33.50 |
| 2020 | CHF 320.75 | CHF 285.90 | CHF 34.85 |
| 2021 | CHF 329.75 | CHF 272.10 | CHF 57.65 |
| 2022 | CHF 329.75 | CHF 278.10 | CHF 51.65 |
| 2023 | CHF 333.00 | CHF 310.60 | CHF 22.40 |
| 2024 | CHF 352.20 | CHF 329.60 | CHF 22.60 |
| 2025 | CHF 396.30 | CHF 345.60 | CHF 50.70 |
| 2026 | CHF 407.90 | CHF 335.10 | CHF 72.80 |
Faster or slower than the rest?
curaulta rose +56.5 % over the period, against +47.1 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2025: +12.5 % in one go. The premium did not move in 2022.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
curaulta, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.