Luzerner Hinterland: twelve years of premiums
In Switzerland, the lowest Luzerner Hinterland premium went from CHF 273.60 a month in 2015 to CHF 424.10 in 2026 — a rise of +55.0 %. The table below places it next to the country's lowest premium, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 273.60 | CHF 227.80 | CHF 45.80 |
| 2016 | CHF 287.85 | CHF 237.30 | CHF 50.55 |
| 2017 | CHF 326.40 | CHF 255.00 | CHF 71.40 |
| 2018 | CHF 336.50 | CHF 260.00 | CHF 76.50 |
| 2019 | CHF 345.40 | CHF 280.20 | CHF 65.20 |
| 2020 | CHF 356.35 | CHF 285.90 | CHF 70.45 |
| 2021 | CHF 337.60 | CHF 272.10 | CHF 65.50 |
| 2022 | CHF 326.80 | CHF 278.10 | CHF 48.70 |
| 2023 | CHF 336.60 | CHF 310.60 | CHF 26.00 |
| 2024 | CHF 373.90 | CHF 329.60 | CHF 44.30 |
| 2025 | CHF 413.20 | CHF 345.60 | CHF 67.60 |
| 2026 | CHF 424.10 | CHF 335.10 | CHF 89.00 |
Faster or slower than the rest?
Luzerner Hinterland rose +55.0 % over the period, against +47.1 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2017: +13.4 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Luzerner Hinterland, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.