Avenir: twelve years of premiums
In Switzerland, the lowest Avenir premium went from CHF 267.80 a month in 2015 to CHF 360.40 in 2026 — a rise of +34.6 %. The table below places it next to the country's lowest premium, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 267.80 | CHF 227.80 | CHF 40.00 |
| 2016 | CHF 283.90 | CHF 237.30 | CHF 46.60 |
| 2017 | CHF 297.60 | CHF 255.00 | CHF 42.60 |
| 2018 | CHF 327.60 | CHF 260.00 | CHF 67.60 |
| 2019 | CHF 332.00 | CHF 280.20 | CHF 51.80 |
| 2020 | CHF 332.70 | CHF 285.90 | CHF 46.80 |
| 2021 | CHF 347.10 | CHF 272.10 | CHF 75.00 |
| 2022 | CHF 351.00 | CHF 278.10 | CHF 72.90 |
| 2023 | CHF 342.80 | CHF 310.60 | CHF 32.20 |
| 2024 | CHF 394.00 | CHF 329.60 | CHF 64.40 |
| 2025 | CHF 431.00 | CHF 345.60 | CHF 85.40 |
| 2026 | CHF 360.40 | CHF 335.10 | CHF 25.30 |
Faster or slower than the rest?
Avenir rose +34.6 % over the period, against +47.1 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +14.9 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Avenir, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.