The 2023 premiums in Bern
In 2023, 34 insurers offered premiums in Bern. The lowest was CHF 376.00 a month for an adult, 300-franc deductible, accident cover included.
This page is an archive: it shows the 2023 rates, which no longer apply. Current prices are on the place’s own page. Current premiums in Bern
What has changed since 2023
The lowest premium went from CHF 376.00 in 2023 to CHF 447.50 today — a rise of 19.0 % over the period.
The 2023 ranking
34 insurers, cheapest to dearest. Each one’s lowest adult premium, 300-franc deductible, accident cover included.
| Rank | Insurer | Premium |
|---|---|---|
| 1 | Aquilana | CHF 376.00 |
| 2 | Assura-Basis | CHF 388.10 |
| 3 | KPT | CHF 390.90 |
| 4 | Provita — until 2023 | CHF 393.70 |
| 5 | Atupri | CHF 393.80 |
| 6 | ÖKK | CHF 395.00 |
| 7 | Steffisburg | CHF 396.40 |
| 8 | CSS | CHF 396.50 |
| 9 | EGK | CHF 397.70 |
| 10 | Sumiswalder | CHF 401.00 |
| 11 | Easy Sana — until 2024 | CHF 401.90 |
| 12 | Visana | CHF 403.30 |
| 13 | CONCORDIA | CHF 404.50 |
| 14 | Luzerner Hinterland | CHF 405.55 |
| 15 | Agrisano | CHF 406.90 |
| 16 | Helsana | CHF 408.20 |
| 17 | SWICA | CHF 420.00 |
| 18 | vivacare — until 2025 | CHF 422.80 |
| 19 | Sanitas | CHF 426.70 |
| 20 | Avenir | CHF 426.80 |
| 21 | sodalis | CHF 427.70 |
| 22 | Philos | CHF 430.20 |
| 23 | SLKK | CHF 431.30 |
| 24 | sana24 | CHF 431.70 |
| 25 | Vivao Sympany | CHF 433.50 |
| 26 | Mutuel | CHF 444.90 |
| 27 | vita surselva | CHF 446.00 |
| 28 | Kolping — until 2023 | CHF 447.40 |
| 29 | SUPRA — until 2024 | CHF 454.80 |
| 30 | Moove Sympany — until 2023 | CHF 456.20 |
| 31 | Galenos | CHF 462.60 |
| 32 | AMB | CHF 481.10 |
| 33 | KLuG — until 2025 | CHF 481.60 |
| 34 | rhenusana | CHF 499.20 |
7 of these insurers no longer exist
Of the 34 insurers on this list, 7 have since merged or shut down. The Swiss health insurance market consolidated quietly: their names are above, with their final year.
The gap, that year
Between the cheapest (CHF 376.00) and the dearest (CHF 499.20) the gap was CHF 1'478.40 a year — already then, for the same statutory cover.
The other years
The archive goes back to 2015, year by year.
Source: Federal Office of Public Health (FOPH), official premium archives.