The 2025 premiums in Bern
In 2025, 28 insurers offered premiums in Bern. The lowest was CHF 421.30 a month for an adult, 300-franc deductible, accident cover included.
This page is an archive: it shows the 2025 rates, which no longer apply. Current prices are on the place’s own page. Current premiums in Bern
What has changed since 2025
The lowest premium went from CHF 421.30 in 2025 to CHF 447.50 today — a rise of 6.2 % over the period.
The 2025 ranking
28 insurers, cheapest to dearest. Each one’s lowest adult premium, 300-franc deductible, accident cover included.
| Rank | Insurer | Premium |
|---|---|---|
| 1 | Agrisano | CHF 421.30 |
| 2 | CONCORDIA | CHF 450.90 |
| 3 | ÖKK | CHF 451.50 |
| 4 | Visana | CHF 452.00 |
| 5 | Sumiswalder | CHF 459.40 |
| 6 | Helsana | CHF 460.10 |
| 7 | CSS | CHF 461.20 |
| 8 | sodalis | CHF 462.70 |
| 9 | Aquilana | CHF 465.40 |
| 10 | Steffisburg | CHF 468.40 |
| 11 | SWICA | CHF 471.40 |
| 12 | EGK | CHF 472.30 |
| 13 | KPT | CHF 472.50 |
| 14 | Luzerner Hinterland | CHF 473.20 |
| 15 | SLKK | CHF 477.70 |
| 16 | Atupri | CHF 480.80 |
| 17 | Vivao Sympany | CHF 480.80 |
| 18 | sana24 | CHF 482.90 |
| 19 | Sanitas | CHF 485.90 |
| 20 | Avenir | CHF 487.20 |
| 21 | Assura-Basis | CHF 491.80 |
| 22 | vivacare — until 2025 | CHF 506.30 |
| 23 | Mutuel | CHF 510.10 |
| 24 | Philos | CHF 517.50 |
| 25 | Galenos | CHF 531.20 |
| 26 | vita surselva | CHF 536.00 |
| 27 | rhenusana | CHF 550.10 |
| 28 | KLuG — until 2025 | CHF 566.90 |
2 of these insurers no longer exist
Of the 28 insurers on this list, 2 have since merged or shut down. The Swiss health insurance market consolidated quietly: their names are above, with their final year.
The gap, that year
Between the cheapest (CHF 421.30) and the dearest (CHF 566.90) the gap was CHF 1'747.20 a year — already then, for the same statutory cover.
The other years
The archive goes back to 2015, year by year.
Source: Federal Office of Public Health (FOPH), official premium archives.