The 2024 premiums in Bern
In 2024, 30 insurers offered premiums in Bern. The lowest was CHF 403.20 a month for an adult, 300-franc deductible, accident cover included.
This page is an archive: it shows the 2024 rates, which no longer apply. Current prices are on the place’s own page. Current premiums in Bern
What has changed since 2024
The lowest premium went from CHF 403.20 in 2024 to CHF 447.50 today — a rise of 11.0 % over the period.
The 2024 ranking
30 insurers, cheapest to dearest. Each one’s lowest adult premium, 300-franc deductible, accident cover included.
| Rank | Insurer | Premium |
|---|---|---|
| 1 | Agrisano | CHF 403.20 |
| 2 | Aquilana | CHF 415.50 |
| 3 | Sumiswalder | CHF 417.70 |
| 4 | CONCORDIA | CHF 424.70 |
| 5 | Assura-Basis | CHF 425.70 |
| 6 | CSS | CHF 426.00 |
| 7 | EGK | CHF 432.80 |
| 8 | Steffisburg | CHF 434.50 |
| 9 | ÖKK | CHF 436.10 |
| 10 | Visana | CHF 438.10 |
| 11 | Helsana | CHF 438.20 |
| 12 | Luzerner Hinterland | CHF 440.50 |
| 13 | sodalis | CHF 446.30 |
| 14 | KPT | CHF 447.10 |
| 15 | Easy Sana — until 2024 | CHF 449.90 |
| 16 | Atupri | CHF 452.10 |
| 17 | vita surselva | CHF 456.00 |
| 18 | SLKK | CHF 457.10 |
| 19 | Sanitas | CHF 459.10 |
| 20 | Vivao Sympany | CHF 461.00 |
| 21 | sana24 | CHF 461.40 |
| 22 | SWICA | CHF 469.30 |
| 23 | Avenir | CHF 470.70 |
| 24 | Philos | CHF 479.70 |
| 25 | SUPRA — until 2024 | CHF 481.70 |
| 26 | vivacare — until 2025 | CHF 483.40 |
| 27 | Mutuel | CHF 493.50 |
| 28 | Galenos | CHF 494.30 |
| 29 | rhenusana | CHF 524.30 |
| 30 | KLuG — until 2025 | CHF 524.95 |
4 of these insurers no longer exist
Of the 30 insurers on this list, 4 have since merged or shut down. The Swiss health insurance market consolidated quietly: their names are above, with their final year.
The gap, that year
Between the cheapest (CHF 403.20) and the dearest (CHF 524.95) the gap was CHF 1'461.00 a year — already then, for the same statutory cover.
The other years
The archive goes back to 2015, year by year.
Source: Federal Office of Public Health (FOPH), official premium archives.