CHF 1'500 deductible in Region 2 of canton Fribourg
At a CHF 1'500 deductible, 23 insurers offer a premium in Region 2 of canton Fribourg. The lowest is CHF 389.80 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 450.00, the CHF 1'500 deductible saves CHF 722.40 a year on the premium.
What it risks
In exchange you must cover CHF 1'200 more yourself before the insurance steps in. The tipping point is CHF 1'022.40 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
23 insurers at a CHF 1'500 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Agrisano | CHF 389.80 | View |
| 2 | Visana | CHF 395.20 | View |
| 3 | KPT | CHF 401.00 | View |
| 4 | Aquilana | CHF 402.50 | View |
| 5 | SLKK | CHF 403.30 | View |
| 6 | Atupri | CHF 404.10 | View |
| 7 | Helsana | CHF 407.70 | View |
| 8 | ÖKK | CHF 407.90 | View |
| 9 | EGK | CHF 408.10 | View |
| 10 | CSS | CHF 409.40 | View |
| 11 | Galenos | CHF 409.50 | View |
| 12 | Avenir | CHF 409.80 | View |
| 13 | Vivao Sympany | CHF 411.20 | View |
| 14 | CONCORDIA | CHF 412.70 | View |
| 15 | SWICA | CHF 416.70 | View |
| 16 | Assura-Basis | CHF 422.40 | View |
| 17 | Sanitas | CHF 431.10 | View |
| 18 | Sumiswalder | CHF 433.90 | View |
| 19 | sana24 | CHF 435.40 | View |
| 20 | Philos | CHF 439.30 | View |
| 21 | Mutuel | CHF 442.30 | View |
| 22 | vita surselva | CHF 520.70 | View |
| 23 | rhenusana | CHF 547.50 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.