Avenir — Region 2 of canton Fribourg, 2026 premiums
Avenir covers the 96 municipalities of Region 2 in canton Fribourg. Its lowest adult premium here is CHF 327.20 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Avenir ranks 12 out of 23 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 492.90 a month.
What staying costs
Moving from Avenir to Agrisano, the cheapest insurer in this region, saves CHF 357.60 a year for an adult on the same profile.
The full Avenir table
260 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 592.40 | CHF 524.30 | CHF 479.80 | CHF 494.60 |
| 500 | CHF 580.90 | CHF 512.80 | CHF 468.30 | CHF 483.60 |
| 1'000 | CHF 551.90 | CHF 483.80 | CHF 439.30 | CHF 456.10 |
| 1'500 | CHF 522.40 | CHF 454.30 | CHF 409.80 | CHF 428.10 |
| 2'000 | CHF 493.40 | CHF 425.30 | CHF 380.80 | CHF 400.50 |
| 2'500 | CHF 464.40 | CHF 396.30 | CHF 351.80 | CHF 373.00 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 422.50 | CHF 382.40 | CHF 352.80 | CHF 344.40 |
| 500 | CHF 411.00 | CHF 370.90 | CHF 341.30 | CHF 332.90 |
| 1'000 | CHF 382.00 | CHF 341.90 | CHF 312.30 | CHF 303.90 |
| 1'500 | CHF 352.50 | CHF 312.40 | CHF 282.80 | CHF 274.40 |
| 2'000 | CHF 323.50 | CHF 283.40 | CHF 253.80 | CHF 245.40 |
| 2'500 | CHF 294.50 | CHF 254.40 | CHF 228.20 | CHF 228.20 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 112.00 | CHF 103.60 | CHF 100.20 | CHF 100.80 |
| 100 | CHF 107.60 | CHF 99.30 | CHF 95.90 | CHF 96.50 |
| 200 | CHF 103.30 | CHF 94.90 | CHF 91.50 | CHF 92.10 |
| 300 | CHF 98.90 | CHF 90.50 | CHF 87.10 | CHF 87.70 |
| 400 | CHF 94.50 | CHF 86.10 | CHF 82.80 | CHF 83.30 |
| 500 | CHF 90.20 | CHF 81.80 | CHF 78.40 | CHF 79.00 |
| 600 | CHF 85.70 | CHF 77.40 | CHF 74.00 | CHF 74.60 |
With or without accident cover
With accident cover: CHF 592.40 a month. Without: CHF 550.90. Dropping it saves CHF 498.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 474.20 in 2025 to CHF 327.20 — a rise of 1.2 %.
The 96 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Fribourg, not to the municipality.
Attalens · Bas-Intyamon · Belmont-Broye · Billens-Hennens · Bossonnens · Botterens · Broc · Brünisried · Bulle · Bösingen · Cheyres-Châbles · Châtel-Saint-Denis · Châtel-sur-Montsalvens · Châtillon (FR) · Châtonnaye · Corbières · Courgevaux · Courtepin · Cressier (FR) · Crésuz · Cugy (FR) · Delley-Portalban · Düdingen · Echarlens · Estavayer · Fräschels · Fétigny · Giffers · Gletterens · Grandvillard · Granges (Veveyse) · Grangettes · Greng · Gruyères · Gurmels · Haut-Intyamon · Hauteville · Heitenried · Jaun · Kerzers · Kleinbösingen · La Roche · La Verrerie · Le Châtelard · Le Flon · Le Pâquier (FR) · Les Montets · Lully (FR) · Marsens · Massonnens · Meyriez · Misery-Courtion · Mont-Vully · Montagny (FR) · Morlon · Muntelier · Murten · Ménières · Mézières (FR) · Nuvilly · Plaffeien · Plasselb · Pont-en-Ogoz · Pont-la-Ville · Prévondavaux · Rechthalten · Remaufens · Riaz · Ried bei Kerzers · Romont (FR) · Rue · Saint-Aubin (FR) · Saint-Martin (FR) · Schmitten (FR) · Semsales · Siviriez · Sorens · St. Silvester · St. Ursen · Surpierre · Sâles · Sévaz · Tafers · Tentlingen · Torny · Ueberstorf · Ulmiz · Ursy · Val-de-Charmey · Vallon · Vaulruz · Villaz · Villorsonnens · Vuadens · Vuisternens-devant-Romont · Wünnewil-Flamatt
The other insurers in Region 2
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 450.00 | View |
| Aquilana | CHF 463.30 | View |
| SLKK | CHF 464.90 | View |
| Visana | CHF 465.20 | View |
| KPT | CHF 471.00 | View |
| Atupri | CHF 474.10 | View |
| Helsana | CHF 477.70 | View |
| ÖKK | CHF 477.90 | View |
| EGK | CHF 478.10 | View |
| CSS | CHF 479.40 | View |
| Galenos | CHF 479.50 | View |
| SWICA | CHF 480.90 | View |
| Vivao Sympany | CHF 481.20 | View |
| CONCORDIA | CHF 482.70 | View |
| Assura-Basis | CHF 492.40 | View |
| Sanitas | CHF 501.10 | View |
| Sumiswalder | CHF 503.90 | View |
| sana24 | CHF 505.40 | View |
| Philos | CHF 509.30 | View |
| Mutuel | CHF 512.30 | View |
| vita surselva | CHF 589.00 | View |
| rhenusana | CHF 617.50 | View |
Source: Federal Office of Public Health (FOPH), official premiums.