Mutuel — Region 2 of canton Fribourg, 2026 premiums
Mutuel covers the 96 municipalities of Region 2 in canton Fribourg. Its lowest adult premium here is CHF 357.40 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Mutuel ranks 21 out of 23 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 492.90 a month.
What staying costs
Moving from Mutuel to Agrisano, the cheapest insurer in this region, saves CHF 747.60 a year for an adult on the same profile.
The full Mutuel table
260 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 609.90 | CHF 555.00 | CHF 512.30 | CHF 521.40 |
| 500 | CHF 598.40 | CHF 543.50 | CHF 500.80 | CHF 510.40 |
| 1'000 | CHF 569.40 | CHF 514.50 | CHF 471.80 | CHF 482.90 |
| 1'500 | CHF 539.90 | CHF 485.00 | CHF 442.30 | CHF 454.90 |
| 2'000 | CHF 510.90 | CHF 456.00 | CHF 413.30 | CHF 427.30 |
| 2'500 | CHF 481.90 | CHF 427.00 | CHF 384.30 | CHF 399.80 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 454.00 | CHF 413.20 | CHF 399.60 | CHF 401.80 |
| 500 | CHF 442.50 | CHF 401.70 | CHF 388.10 | CHF 390.30 |
| 1'000 | CHF 413.50 | CHF 372.70 | CHF 359.10 | CHF 361.30 |
| 1'500 | CHF 384.00 | CHF 343.20 | CHF 329.60 | CHF 331.80 |
| 2'000 | CHF 355.00 | CHF 314.20 | CHF 300.60 | CHF 302.80 |
| 2'500 | CHF 326.00 | CHF 285.20 | CHF 271.60 | CHF 273.80 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 124.80 | CHF 113.60 | CHF 111.10 | CHF 111.70 |
| 100 | CHF 120.40 | CHF 109.20 | CHF 106.70 | CHF 107.30 |
| 200 | CHF 116.10 | CHF 104.90 | CHF 102.40 | CHF 103.00 |
| 300 | CHF 111.70 | CHF 100.40 | CHF 97.90 | CHF 98.60 |
| 400 | CHF 107.30 | CHF 96.10 | CHF 93.60 | CHF 94.20 |
| 500 | CHF 103.00 | CHF 91.70 | CHF 89.20 | CHF 89.90 |
| 600 | CHF 98.50 | CHF 87.30 | CHF 84.80 | CHF 85.40 |
With or without accident cover
With accident cover: CHF 609.90 a month. Without: CHF 567.20. Dropping it saves CHF 512.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 493.00 in 2025 to CHF 357.40 — a rise of 3.9 %.
The 96 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Fribourg, not to the municipality.
Attalens · Bas-Intyamon · Belmont-Broye · Billens-Hennens · Bossonnens · Botterens · Broc · Brünisried · Bulle · Bösingen · Cheyres-Châbles · Châtel-Saint-Denis · Châtel-sur-Montsalvens · Châtillon (FR) · Châtonnaye · Corbières · Courgevaux · Courtepin · Cressier (FR) · Crésuz · Cugy (FR) · Delley-Portalban · Düdingen · Echarlens · Estavayer · Fräschels · Fétigny · Giffers · Gletterens · Grandvillard · Granges (Veveyse) · Grangettes · Greng · Gruyères · Gurmels · Haut-Intyamon · Hauteville · Heitenried · Jaun · Kerzers · Kleinbösingen · La Roche · La Verrerie · Le Châtelard · Le Flon · Le Pâquier (FR) · Les Montets · Lully (FR) · Marsens · Massonnens · Meyriez · Misery-Courtion · Mont-Vully · Montagny (FR) · Morlon · Muntelier · Murten · Ménières · Mézières (FR) · Nuvilly · Plaffeien · Plasselb · Pont-en-Ogoz · Pont-la-Ville · Prévondavaux · Rechthalten · Remaufens · Riaz · Ried bei Kerzers · Romont (FR) · Rue · Saint-Aubin (FR) · Saint-Martin (FR) · Schmitten (FR) · Semsales · Siviriez · Sorens · St. Silvester · St. Ursen · Surpierre · Sâles · Sévaz · Tafers · Tentlingen · Torny · Ueberstorf · Ulmiz · Ursy · Val-de-Charmey · Vallon · Vaulruz · Villaz · Villorsonnens · Vuadens · Vuisternens-devant-Romont · Wünnewil-Flamatt
The other insurers in Region 2
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 450.00 | View |
| Aquilana | CHF 463.30 | View |
| SLKK | CHF 464.90 | View |
| Visana | CHF 465.20 | View |
| KPT | CHF 471.00 | View |
| Atupri | CHF 474.10 | View |
| Helsana | CHF 477.70 | View |
| ÖKK | CHF 477.90 | View |
| EGK | CHF 478.10 | View |
| CSS | CHF 479.40 | View |
| Galenos | CHF 479.50 | View |
| Avenir | CHF 479.80 | View |
| SWICA | CHF 480.90 | View |
| Vivao Sympany | CHF 481.20 | View |
| CONCORDIA | CHF 482.70 | View |
| Assura-Basis | CHF 492.40 | View |
| Sanitas | CHF 501.10 | View |
| Sumiswalder | CHF 503.90 | View |
| sana24 | CHF 505.40 | View |
| Philos | CHF 509.30 | View |
| vita surselva | CHF 589.00 | View |
| rhenusana | CHF 617.50 | View |
Source: Federal Office of Public Health (FOPH), official premiums.