Vivao Sympany — Region 2 of canton Fribourg, 2026 premiums
Vivao Sympany covers the 96 municipalities of Region 2 in canton Fribourg. Its lowest adult premium here is CHF 328.20 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Vivao Sympany ranks 14 out of 23 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 492.90 a month.
What staying costs
Moving from Vivao Sympany to Agrisano, the cheapest insurer in this region, saves CHF 374.40 a year for an adult on the same profile.
The full Vivao Sympany table
192 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 553.00 | CHF 483.90 | CHF 481.20 | CHF 486.70 |
| 500 | CHF 541.40 | CHF 472.30 | CHF 469.50 | CHF 475.00 |
| 1'000 | CHF 512.20 | CHF 443.10 | CHF 440.30 | CHF 445.90 |
| 1'500 | CHF 483.00 | CHF 413.90 | CHF 411.20 | CHF 416.70 |
| 2'000 | CHF 453.90 | CHF 384.80 | CHF 382.00 | CHF 387.50 |
| 2'500 | CHF 424.70 | CHF 355.60 | CHF 352.80 | CHF 358.40 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 403.70 | CHF 353.30 | CHF 351.30 | CHF 355.30 |
| 500 | CHF 392.10 | CHF 341.60 | CHF 339.60 | CHF 343.60 |
| 1'000 | CHF 362.90 | CHF 312.40 | CHF 310.40 | CHF 314.50 |
| 1'500 | CHF 333.70 | CHF 283.30 | CHF 281.30 | CHF 285.30 |
| 2'000 | CHF 304.60 | CHF 254.10 | CHF 252.10 | CHF 256.10 |
| 2'500 | CHF 275.40 | CHF 224.90 | CHF 222.90 | CHF 227.00 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 163.20 | CHF 142.80 | CHF 142.00 | CHF 143.60 |
| 200 | CHF 151.50 | CHF 131.10 | CHF 130.30 | CHF 131.90 |
| 400 | CHF 139.90 | CHF 119.50 | CHF 118.60 | CHF 120.30 |
| 600 | CHF 128.20 | CHF 107.80 | CHF 107.00 | CHF 108.60 |
With or without accident cover
With accident cover: CHF 553.00 a month. Without: CHF 514.30. Dropping it saves CHF 464.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 467.90 in 2025 to CHF 328.20 — a rise of 2.8 %.
The 96 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Fribourg, not to the municipality.
Attalens · Bas-Intyamon · Belmont-Broye · Billens-Hennens · Bossonnens · Botterens · Broc · Brünisried · Bulle · Bösingen · Cheyres-Châbles · Châtel-Saint-Denis · Châtel-sur-Montsalvens · Châtillon (FR) · Châtonnaye · Corbières · Courgevaux · Courtepin · Cressier (FR) · Crésuz · Cugy (FR) · Delley-Portalban · Düdingen · Echarlens · Estavayer · Fräschels · Fétigny · Giffers · Gletterens · Grandvillard · Granges (Veveyse) · Grangettes · Greng · Gruyères · Gurmels · Haut-Intyamon · Hauteville · Heitenried · Jaun · Kerzers · Kleinbösingen · La Roche · La Verrerie · Le Châtelard · Le Flon · Le Pâquier (FR) · Les Montets · Lully (FR) · Marsens · Massonnens · Meyriez · Misery-Courtion · Mont-Vully · Montagny (FR) · Morlon · Muntelier · Murten · Ménières · Mézières (FR) · Nuvilly · Plaffeien · Plasselb · Pont-en-Ogoz · Pont-la-Ville · Prévondavaux · Rechthalten · Remaufens · Riaz · Ried bei Kerzers · Romont (FR) · Rue · Saint-Aubin (FR) · Saint-Martin (FR) · Schmitten (FR) · Semsales · Siviriez · Sorens · St. Silvester · St. Ursen · Surpierre · Sâles · Sévaz · Tafers · Tentlingen · Torny · Ueberstorf · Ulmiz · Ursy · Val-de-Charmey · Vallon · Vaulruz · Villaz · Villorsonnens · Vuadens · Vuisternens-devant-Romont · Wünnewil-Flamatt
The other insurers in Region 2
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 450.00 | View |
| Aquilana | CHF 463.30 | View |
| SLKK | CHF 464.90 | View |
| Visana | CHF 465.20 | View |
| KPT | CHF 471.00 | View |
| Atupri | CHF 474.10 | View |
| Helsana | CHF 477.70 | View |
| ÖKK | CHF 477.90 | View |
| EGK | CHF 478.10 | View |
| CSS | CHF 479.40 | View |
| Galenos | CHF 479.50 | View |
| Avenir | CHF 479.80 | View |
| SWICA | CHF 480.90 | View |
| CONCORDIA | CHF 482.70 | View |
| Assura-Basis | CHF 492.40 | View |
| Sanitas | CHF 501.10 | View |
| Sumiswalder | CHF 503.90 | View |
| sana24 | CHF 505.40 | View |
| Philos | CHF 509.30 | View |
| Mutuel | CHF 512.30 | View |
| vita surselva | CHF 589.00 | View |
| rhenusana | CHF 617.50 | View |
Source: Federal Office of Public Health (FOPH), official premiums.