ÖKK — Region 2 of canton Fribourg, 2026 premiums
ÖKK covers the 96 municipalities of Region 2 in canton Fribourg. Its lowest adult premium here is CHF 325.20 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
ÖKK ranks 8 out of 23 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 492.90 a month.
What staying costs
Moving from ÖKK to Agrisano, the cheapest insurer in this region, saves CHF 334.80 a year for an adult on the same profile.
The full ÖKK table
160 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 531.00 | CHF 477.90 | CHF 477.90 | CHF 477.90 |
| 500 | CHF 519.40 | CHF 466.30 | CHF 466.30 | CHF 466.30 |
| 1'000 | CHF 490.20 | CHF 437.10 | CHF 437.10 | CHF 437.10 |
| 1'500 | CHF 461.00 | CHF 407.90 | CHF 407.90 | CHF 407.90 |
| 2'000 | CHF 431.90 | CHF 378.80 | CHF 378.80 | CHF 378.80 |
| 2'500 | CHF 402.70 | CHF 349.60 | CHF 349.60 | CHF 349.60 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 424.80 | CHF 382.40 | CHF 382.40 | CHF 382.40 |
| 500 | CHF 413.20 | CHF 370.80 | CHF 370.80 | CHF 370.80 |
| 1'000 | CHF 384.00 | CHF 341.60 | CHF 341.60 | CHF 341.60 |
| 1'500 | CHF 354.80 | CHF 312.40 | CHF 312.40 | CHF 312.40 |
| 2'000 | CHF 325.70 | CHF 283.30 | CHF 283.30 | CHF 283.30 |
| 2'500 | CHF 296.50 | CHF 254.10 | CHF 254.10 | CHF 254.10 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 132.80 | CHF 119.50 | CHF 119.50 | CHF 119.50 |
| 200 | CHF 121.20 | CHF 107.90 | CHF 107.90 | CHF 107.90 |
| 400 | CHF 109.50 | CHF 96.20 | CHF 96.20 | CHF 96.20 |
| 600 | CHF 97.80 | CHF 84.50 | CHF 84.50 | CHF 84.50 |
With or without accident cover
With accident cover: CHF 531.00 a month. Without: CHF 493.90. Dropping it saves CHF 445.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 453.30 in 2025 to CHF 325.20 — a rise of 5.4 %.
The 96 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Fribourg, not to the municipality.
Attalens · Bas-Intyamon · Belmont-Broye · Billens-Hennens · Bossonnens · Botterens · Broc · Brünisried · Bulle · Bösingen · Cheyres-Châbles · Châtel-Saint-Denis · Châtel-sur-Montsalvens · Châtillon (FR) · Châtonnaye · Corbières · Courgevaux · Courtepin · Cressier (FR) · Crésuz · Cugy (FR) · Delley-Portalban · Düdingen · Echarlens · Estavayer · Fräschels · Fétigny · Giffers · Gletterens · Grandvillard · Granges (Veveyse) · Grangettes · Greng · Gruyères · Gurmels · Haut-Intyamon · Hauteville · Heitenried · Jaun · Kerzers · Kleinbösingen · La Roche · La Verrerie · Le Châtelard · Le Flon · Le Pâquier (FR) · Les Montets · Lully (FR) · Marsens · Massonnens · Meyriez · Misery-Courtion · Mont-Vully · Montagny (FR) · Morlon · Muntelier · Murten · Ménières · Mézières (FR) · Nuvilly · Plaffeien · Plasselb · Pont-en-Ogoz · Pont-la-Ville · Prévondavaux · Rechthalten · Remaufens · Riaz · Ried bei Kerzers · Romont (FR) · Rue · Saint-Aubin (FR) · Saint-Martin (FR) · Schmitten (FR) · Semsales · Siviriez · Sorens · St. Silvester · St. Ursen · Surpierre · Sâles · Sévaz · Tafers · Tentlingen · Torny · Ueberstorf · Ulmiz · Ursy · Val-de-Charmey · Vallon · Vaulruz · Villaz · Villorsonnens · Vuadens · Vuisternens-devant-Romont · Wünnewil-Flamatt
The other insurers in Region 2
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 450.00 | View |
| Aquilana | CHF 463.30 | View |
| SLKK | CHF 464.90 | View |
| Visana | CHF 465.20 | View |
| KPT | CHF 471.00 | View |
| Atupri | CHF 474.10 | View |
| Helsana | CHF 477.70 | View |
| EGK | CHF 478.10 | View |
| CSS | CHF 479.40 | View |
| Galenos | CHF 479.50 | View |
| Avenir | CHF 479.80 | View |
| SWICA | CHF 480.90 | View |
| Vivao Sympany | CHF 481.20 | View |
| CONCORDIA | CHF 482.70 | View |
| Assura-Basis | CHF 492.40 | View |
| Sanitas | CHF 501.10 | View |
| Sumiswalder | CHF 503.90 | View |
| sana24 | CHF 505.40 | View |
| Philos | CHF 509.30 | View |
| Mutuel | CHF 512.30 | View |
| vita surselva | CHF 589.00 | View |
| rhenusana | CHF 617.50 | View |
Source: Federal Office of Public Health (FOPH), official premiums.