Family doctor with a CHF 300 deductible in Region 2 of canton Fribourg

19 insurers offer a Family doctor with a CHF 300 deductible in Region 2. The lowest premium is CHF 468.90 a month for an adult, accident cover included.

What this combination earns

Against free choice of doctor at the minimum deductible, whose lowest premium is CHF 523.30, this combination saves CHF 652.80 a year.

Where the saving comes from

The model contributes about CHF 652.80 a year — the part paid for in freedom to choose your doctor, at the same CHF 300 deductible.

The two parts do not add up exactly: insurers do not price the two choices independently. The total above is the real figure; the breakdown gives the order of magnitude of each lever.

What the deductible risks

This is the minimum deductible: no extra risk compared with the reference.

The insurers, cheapest to dearest

19 insurers offer this combination in this region, with the trade name of their plan.

Rank	Insurer	Plan name	Premium
1	Visana	Med Direct	CHF 468.90	View
2	SLKK	SLKK-HomeCare	CHF 475.50	View
3	ÖKK	Hausarzt	CHF 477.90	View
4	CSS	Hausarztversicherung Profit	CHF 479.40	View
5	SWICA	FAVORIT MEDPHARM	CHF 480.90	View
6	Vivao Sympany	casamed pharm	CHF 483.90	View
7	EGK	EGK-Care	CHF 484.00	View
8	Helsana	BeneFit PLUS Hausarzt R2	CHF 488.90	View
9	Aquilana	CASAMED	CHF 489.90	View
10	CONCORDIA	MyDoc	CHF 491.10	View
11	KPT	KPTwin.doc	CHF 492.40	View
12	Assura-Basis	Qualimed	CHF 492.40	View
13	Sanitas	Hausarztmodell 1	CHF 501.10	View
14	Sumiswalder	Hausarzt	CHF 503.90	View
15	Atupri	CareMed	CHF 514.70	View
16	Avenir	PrimaCare	CHF 524.30	View
17	Galenos	Med Direct	CHF 524.30	View
18	Philos	PrimaCare	CHF 533.10	View
19	Mutuel	PrimaCare	CHF 555.00	View

Source: Federal Office of Public Health (FOPH), official premiums. 2026.