CHF 500 deductible in Region 2 of canton Fribourg
At a CHF 500 deductible, 23 insurers offer a premium in Region 2 of canton Fribourg. The lowest is CHF 440.00 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 450.00, the CHF 500 deductible saves CHF 120.00 a year on the premium.
What it risks
In exchange you must cover CHF 200 more yourself before the insurance steps in. The tipping point is CHF 420.00 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
23 insurers at a CHF 500 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Agrisano | CHF 440.00 | View |
| 2 | Aquilana | CHF 453.20 | View |
| 3 | SLKK | CHF 454.70 | View |
| 4 | Visana | CHF 458.50 | View |
| 5 | KPT | CHF 459.40 | View |
| 6 | Atupri | CHF 462.50 | View |
| 7 | Helsana | CHF 466.10 | View |
| 8 | ÖKK | CHF 466.30 | View |
| 9 | EGK | CHF 466.50 | View |
| 10 | CSS | CHF 467.80 | View |
| 11 | Galenos | CHF 467.80 | View |
| 12 | Avenir | CHF 468.30 | View |
| 13 | SWICA | CHF 469.30 | View |
| 14 | Vivao Sympany | CHF 469.50 | View |
| 15 | CONCORDIA | CHF 471.10 | View |
| 16 | Assura-Basis | CHF 480.80 | View |
| 17 | Sanitas | CHF 489.50 | View |
| 18 | Sumiswalder | CHF 492.30 | View |
| 19 | sana24 | CHF 493.70 | View |
| 20 | Philos | CHF 497.80 | View |
| 21 | Mutuel | CHF 500.80 | View |
| 22 | vita surselva | CHF 579.60 | View |
| 23 | rhenusana | CHF 605.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.