Free choice of doctor in Region 1 of canton Lucerne
25 of 25 insurers offer a Free choice of doctor in Region 1 of canton Lucerne. The lowest premium is CHF 502.55 a month for an adult, 300-franc deductible, accident cover included.
What this model earns
This is the reference model: free choice of doctor, with no restriction on who you see first.
The ranking, cheapest to dearest
25 insurers offer this model in this region, with the trade name of their plan.
| Rank | Insurer | Plan name | Premium | |
|---|---|---|---|---|
| 1 | Luzerner Hinterland | Grundversicherung | CHF 502.55 | View |
| 2 | Atupri | Grundversicherung | CHF 525.10 | View |
| 3 | Sanitas | Grundversicherung | CHF 530.60 | View |
| 4 | Vivao Sympany | Grundversicherung | CHF 535.00 | View |
| 5 | ÖKK | Grundversicherung | CHF 547.00 | View |
| 6 | Sumiswalder | Grundversicherung | CHF 548.30 | View |
| 7 | Agrisano | Grundversicherung | CHF 548.30 | View |
| 8 | Assura-Basis | Grundversicherung | CHF 553.50 | View |
| 9 | CONCORDIA | Grundversicherung | CHF 556.70 | View |
| 10 | Avenir | Grundversicherung | CHF 559.20 | View |
| 11 | EGK | Grundversicherung | CHF 560.80 | View |
| 12 | Helsana | Grundversicherung | CHF 562.00 | View |
| 13 | sana24 | Grundversicherung | CHF 563.30 | View |
| 14 | CSS | Grundversicherung | CHF 564.00 | View |
| 15 | vita surselva | Grundversicherung | CHF 572.00 | View |
| 16 | Einsiedler | Grundversicherung | CHF 575.25 | View |
| 17 | Aquilana | Grundversicherung | CHF 575.40 | View |
| 18 | SLKK | Grundversicherung | CHF 578.30 | View |
| 19 | SWICA | Grundversicherung | CHF 580.90 | View |
| 20 | Galenos | Grundversicherung | CHF 591.70 | View |
| 21 | Philos | Grundversicherung | CHF 593.80 | View |
| 22 | rhenusana | Grundversicherung | CHF 595.50 | View |
| 23 | KPT | Grundversicherung | CHF 597.20 | View |
| 24 | Visana | Grundversicherung | CHF 618.00 | View |
| 25 | Mutuel | Grundversicherung | CHF 640.60 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.