The 2024 premiums in Region 3 — Lucerne
In 2024, 29 insurers offered premiums in Region 3 — Lucerne. The lowest was CHF 372.90 a month for an adult, 300-franc deductible, accident cover included.
This page is an archive: it shows the 2024 rates, which no longer apply. Current prices are on the place’s own page. Current premiums in Region 3 — Lucerne
What has changed since 2024
The lowest premium went from CHF 372.90 in 2024 to CHF 414.30 today — a rise of 11.1 % over the period.
The 2024 ranking
29 insurers, cheapest to dearest. Each one’s lowest adult premium, 300-franc deductible, accident cover included.
| Rank | Insurer | Premium |
|---|---|---|
| 1 | Assura-Basis | CHF 372.90 |
| 2 | Luzerner Hinterland | CHF 373.90 |
| 3 | EGK | CHF 374.80 |
| 4 | CSS | CHF 380.00 |
| 5 | Sumiswalder | CHF 380.40 |
| 6 | CONCORDIA | CHF 382.70 |
| 7 | KPT | CHF 383.70 |
| 8 | Agrisano | CHF 386.20 |
| 9 | Sanitas | CHF 391.60 |
| 10 | Avenir | CHF 398.00 |
| 11 | Vivao Sympany | CHF 402.50 |
| 12 | KLuG — until 2025 | CHF 403.75 |
| 13 | SLKK | CHF 404.60 |
| 14 | Atupri | CHF 405.40 |
| 15 | Aquilana | CHF 409.10 |
| 16 | vita surselva | CHF 410.00 |
| 17 | Helsana | CHF 412.40 |
| 18 | SWICA | CHF 412.70 |
| 19 | Philos | CHF 418.40 |
| 20 | sana24 | CHF 419.10 |
| 21 | ÖKK | CHF 420.60 |
| 22 | rhenusana | CHF 430.00 |
| 23 | Galenos | CHF 437.40 |
| 24 | Mutuel | CHF 438.60 |
| 25 | SUPRA — until 2024 | CHF 441.30 |
| 26 | vivacare — until 2025 | CHF 447.00 |
| 27 | Einsiedler | CHF 456.40 |
| 28 | Easy Sana — until 2024 | CHF 471.90 |
| 29 | Visana | CHF 491.30 |
4 of these insurers no longer exist
Of the 29 insurers on this list, 4 have since merged or shut down. The Swiss health insurance market consolidated quietly: their names are above, with their final year.
The gap, that year
Between the cheapest (CHF 372.90) and the dearest (CHF 491.30) the gap was CHF 1'420.80 a year — already then, for the same statutory cover.
The other years
The archive goes back to 2015, year by year.
Source: Federal Office of Public Health (FOPH), official premium archives.