The 2025 premiums in Region 3 — Lucerne
In 2025, 27 insurers offered premiums in Region 3 — Lucerne. The lowest was CHF 403.40 a month for an adult, 300-franc deductible, accident cover included.
This page is an archive: it shows the 2025 rates, which no longer apply. Current prices are on the place’s own page. Current premiums in Region 3 — Lucerne
What has changed since 2025
The lowest premium went from CHF 403.40 in 2025 to CHF 414.30 today — a rise of 2.7 % over the period.
The 2025 ranking
27 insurers, cheapest to dearest. Each one’s lowest adult premium, 300-franc deductible, accident cover included.
| Rank | Insurer | Premium |
|---|---|---|
| 1 | Vivao Sympany | CHF 403.40 |
| 2 | CONCORDIA | CHF 405.70 |
| 3 | Agrisano | CHF 407.50 |
| 4 | Sanitas | CHF 409.80 |
| 5 | KPT | CHF 412.70 |
| 6 | Luzerner Hinterland | CHF 413.20 |
| 7 | CSS | CHF 415.00 |
| 8 | EGK | CHF 416.20 |
| 9 | Atupri | CHF 419.10 |
| 10 | Sumiswalder | CHF 422.10 |
| 11 | SLKK | CHF 425.30 |
| 12 | SWICA | CHF 429.40 |
| 13 | Assura-Basis | CHF 429.40 |
| 14 | Helsana | CHF 429.90 |
| 15 | Aquilana | CHF 433.70 |
| 16 | ÖKK | CHF 436.10 |
| 17 | Avenir | CHF 439.30 |
| 18 | Galenos | CHF 442.60 |
| 19 | sana24 | CHF 445.60 |
| 20 | rhenusana | CHF 448.70 |
| 21 | Philos | CHF 452.80 |
| 22 | vita surselva | CHF 459.00 |
| 23 | KLuG — until 2025 | CHF 462.05 |
| 24 | vivacare — until 2025 | CHF 465.60 |
| 25 | Mutuel | CHF 482.70 |
| 26 | Einsiedler | CHF 488.35 |
| 27 | Visana | CHF 492.20 |
2 of these insurers no longer exist
Of the 27 insurers on this list, 2 have since merged or shut down. The Swiss health insurance market consolidated quietly: their names are above, with their final year.
The gap, that year
Between the cheapest (CHF 403.40) and the dearest (CHF 492.20) the gap was CHF 1'065.60 a year — already then, for the same statutory cover.
The other years
The archive goes back to 2015, year by year.
Source: Federal Office of Public Health (FOPH), official premium archives.