The 2026 premiums in Region 3 — Lucerne
In 2026, 25 insurers offered premiums in Region 3 — Lucerne. The lowest was CHF 414.30 a month for an adult, 300-franc deductible, accident cover included.
This page is an archive: it shows the 2026 rates, which no longer apply. Current prices are on the place’s own page. Current premiums in Region 3 — Lucerne
What has changed since 2026
The lowest premium went from CHF 414.30 in 2026 to CHF 414.30 today — a rise of 0.0 % over the period.
The 2026 ranking
25 insurers, cheapest to dearest. Each one’s lowest adult premium, 300-franc deductible, accident cover included.
| Rank | Insurer | Premium |
|---|---|---|
| 1 | Agrisano | CHF 414.30 |
| 2 | Luzerner Hinterland | CHF 425.65 |
| 3 | Sanitas | CHF 429.50 |
| 4 | KPT | CHF 430.10 |
| 5 | Vivao Sympany | CHF 431.20 |
| 6 | sana24 | CHF 432.00 |
| 7 | CONCORDIA | CHF 435.20 |
| 8 | SWICA | CHF 437.40 |
| 9 | CSS | CHF 438.60 |
| 10 | Atupri | CHF 440.20 |
| 11 | Assura-Basis | CHF 440.20 |
| 12 | SLKK | CHF 442.70 |
| 13 | EGK | CHF 445.80 |
| 14 | ÖKK | CHF 446.20 |
| 15 | Galenos | CHF 446.30 |
| 16 | Avenir | CHF 446.90 |
| 17 | Sumiswalder | CHF 449.70 |
| 18 | Helsana | CHF 450.20 |
| 19 | Aquilana | CHF 451.00 |
| 20 | Philos | CHF 467.30 |
| 21 | rhenusana | CHF 476.10 |
| 22 | Visana | CHF 485.30 |
| 23 | vita surselva | CHF 486.40 |
| 24 | Einsiedler | CHF 512.75 |
| 25 | Mutuel | CHF 521.30 |
The gap, that year
Between the cheapest (CHF 414.30) and the dearest (CHF 521.30) the gap was CHF 1'284.00 a year — already then, for the same statutory cover.
The other years
The archive goes back to 2015, year by year.
Source: Federal Office of Public Health (FOPH), official premium archives.