HMO practice in Region 2 of canton St. Gallen
14 of 25 insurers offer a HMO practice in Region 2 of canton St. Gallen. The lowest premium is CHF 443.90 a month for an adult, 300-franc deductible, accident cover included.
What this model earns
With free choice of doctor the region’s lowest premium is CHF 487.90. This HMO practice therefore saves CHF 528.00 a year, for identical statutory cover.
The ranking, cheapest to dearest
14 insurers offer this model in this region, with the trade name of their plan.
| Rank | Insurer | Plan name | Premium | |
|---|---|---|---|---|
| 1 | Atupri | HMO | CHF 443.90 | View |
| 2 | Agrisano | AGRIeco | CHF 448.90 | View |
| 3 | SWICA | FAVORIT SANTE | CHF 451.40 | View |
| 4 | KPT | KPTwin.plus | CHF 452.50 | View |
| 5 | ÖKK | Gesundheitszentrum | CHF 455.90 | View |
| 6 | CONCORDIA | HMO | CHF 456.00 | View |
| 7 | Vivao Sympany | casamed hmo | CHF 479.70 | View |
| 8 | Avenir | OptiMed | CHF 486.50 | View |
| 9 | Sanitas | MultiAccess | CHF 489.50 | View |
| 10 | Mutuel | OptiMed | CHF 493.50 | View |
| 11 | Galenos | Managed Care | CHF 497.70 | View |
| 12 | sana24 | Managed Care | CHF 499.00 | View |
| 13 | Visana | Managed Care | CHF 514.30 | View |
| 14 | Philos | OptiMed | CHF 518.20 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.