Visana — Region 2 of canton St. Gallen, 2026 premiums
Visana covers the 44 municipalities of Region 2 in canton St. Gallen. Its lowest adult premium here is CHF 360.70 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Visana ranks 23 out of 25 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 473.81 a month.
What staying costs
Moving from Visana to Agrisano, the cheapest insurer in this region, saves CHF 1'136.40 a year for an adult on the same profile.
The full Visana table
364 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 605.70 | CHF 521.00 | CHF 514.30 | CHF 521.00 |
| 500 | CHF 599.00 | CHF 514.30 | CHF 507.60 | CHF 514.30 |
| 1'000 | CHF 564.90 | CHF 480.10 | CHF 473.50 | CHF 480.10 |
| 1'500 | CHF 535.70 | CHF 451.00 | CHF 444.30 | CHF 451.00 |
| 2'000 | CHF 506.50 | CHF 421.80 | CHF 415.10 | CHF 421.80 |
| 2'500 | CHF 477.40 | CHF 392.60 | CHF 386.00 | CHF 392.60 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 424.10 | CHF 364.80 | CHF 360.10 | CHF 390.20 |
| 500 | CHF 417.40 | CHF 358.10 | CHF 353.50 | CHF 383.50 |
| 1'000 | CHF 383.30 | CHF 324.00 | CHF 319.30 | CHF 349.40 |
| 1'500 | CHF 354.10 | CHF 294.80 | CHF 290.10 | CHF 320.20 |
| 2'000 | CHF 324.90 | CHF 265.60 | CHF 261.00 | CHF 291.00 |
| 2'500 | CHF 295.80 | CHF 236.50 | CHF 231.80 | CHF 261.90 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 60.90 | CHF 52.50 | CHF 51.80 | CHF 52.50 |
| 100 | CHF 55.10 | CHF 47.30 | CHF 46.70 | CHF 47.30 |
| 200 | CHF 49.30 | CHF 41.50 | CHF 41.00 | CHF 41.50 |
| 300 | CHF 43.40 | CHF 35.00 | CHF 34.30 | CHF 35.00 |
| 400 | CHF 37.60 | CHF 32.80 | CHF 32.80 | CHF 32.80 |
| 500 | CHF 32.80 | CHF 32.80 | CHF 32.80 | CHF 32.80 |
| 600 | CHF 32.80 | CHF 32.80 | CHF 32.80 | CHF 32.80 |
With or without accident cover
With accident cover: CHF 605.70 a month. Without: CHF 566.10. Dropping it saves CHF 475.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 508.20 in 2025 to CHF 360.70 — a rise of 1.2 %.
The 44 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton St. Gallen, not to the municipality.
Amden · Andwil (SG) · Au (SG) · Bad Ragaz · Benken (SG) · Berg (SG) · Buchs (SG) · Eggersriet · Eschenbach (SG) · Flawil · Flums · Goldach · Gommiswald · Häggenschwil · Jonschwil · Kaltbrunn · Kirchberg (SG) · Mels · Muolen · Mörschwil · Oberuzwil · Pfäfers · Quarten · Rapperswil-Jona · Rheineck · Rorschach · Rorschacherberg · Sargans · Schmerikon · Schänis · Sevelen · St. Margrethen · Steinach · Thal · Tübach · Untereggen · Uznach · Uzwil · Vilters-Wangs · Waldkirch · Walenstadt · Wartau · Weesen · Wittenbach
The other insurers in Region 2
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 419.60 | View |
| Atupri | CHF 443.90 | View |
| CSS | CHF 444.40 | View |
| KPT | CHF 448.50 | View |
| SWICA | CHF 450.10 | View |
| ÖKK | CHF 455.90 | View |
| CONCORDIA | CHF 456.00 | View |
| Aquilana | CHF 457.10 | View |
| Sanitas | CHF 457.30 | View |
| EGK | CHF 457.80 | View |
| Assura-Basis | CHF 458.00 | View |
| Helsana | CHF 458.60 | View |
| Galenos | CHF 459.00 | View |
| sana24 | CHF 466.50 | View |
| rhenusana | CHF 471.10 | View |
| Sumiswalder | CHF 474.50 | View |
| Vivao Sympany | CHF 479.70 | View |
| Avenir | CHF 486.50 | View |
| Mutuel | CHF 490.70 | View |
| vita surselva | CHF 506.00 | View |
| Glarner | CHF 511.10 | View |
| SLKK | CHF 512.50 | View |
| Philos | CHF 518.20 | View |
| Einsiedler | CHF 547.95 | View |
Source: Federal Office of Public Health (FOPH), official premiums.